<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.elfinancierocr.com/emprender/crearon-los-lodge-reconocidos-por-national/EFZX42WB7BFOJOPRM6LGQWSTZU/story/</loc><lastmod>2026-10-04T14:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/27HTDS42DVHJVIFFJSZMDHGYPQ.jpg?auth=bb4978c0d5f2ccb43d38310a3dde1b935bfbd7b6bc16dc3bcbf9dc28b493459a&amp;smart=true&amp;width=6240&amp;height=4160</image:loc><image:caption><![CDATA[Luz Cáceres y Roberto Fernández son los fundadores de Bría, ubicado en Las Nubes de Tuis, en Turrialba.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/hotel-en-osa-entra-a-listado-small-luxury-hotels/PH46OVJIIBCLBJ6KOS4LPESOHI/story/</loc><lastmod>2026-10-04T13:30:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/2R2POGS6EJF4ZBZ6KS6BAAL66Q.jpg?auth=0a649b08111020632d21e6224f4fbf813d147236ebbdcbc68090e13cea1f92f0&amp;smart=true&amp;width=3956&amp;height=2225</image:loc><image:caption><![CDATA[Playa Cativo se encuentra en Golfo Dulce. (Foto cortesía / Para EF)]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/calculadora-de-aguinaldo-en-costa-rica-2026/WUQHSBCHNVH7NAKZV4FIHA2FBU/story/</loc><lastmod>2026-10-04T13:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/QMRPF7OB25G3ZCKBTUL33BDK4I.jpeg?auth=90015977bceca512654a487c87548fe4163195c6de6a848e802486c6ad6b60f2&amp;smart=true&amp;width=1280&amp;height=853</image:loc><image:caption><![CDATA[El aguinaldo constituye uno de los derechos laborales más importantes en Costa Rica, respaldado por la Ley 2412 (Ley de Aguinaldo en la Empresa Privada) desde 1959.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/los-despidos-y-salidas-de-empresas-transnacionales/3JDSXBDVWBARLPCX4YTAN3QMWQ/story/</loc><lastmod>2026-10-04T12:30:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/JMFC5N4LVBDMXAGHKVJM3OOUKQ.JPG?auth=2233ad48ed1a6d46a0415afaf8de2361111e4c6e8950b6e1bc2168388828d79e&amp;smart=true&amp;width=4032&amp;height=3024</image:loc><image:caption><![CDATA[Roger Madrigal, presidente del Banco Central de Costa Rica.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/lula-da-silva-y-flavio-bolsonaro-cierran-campana/3YPYMGV3RRFDTLV4KAZXXUORTQ/story/</loc><lastmod>2026-10-03T22:28:19.674Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/IQEYCUSJ5VBZZE2ABG7BLDCNBI.png?auth=ee1ceed25dd166b8cc527f1b800c7a742182c500a54007bf923da61d2f5be5ff&amp;smart=true&amp;width=1920&amp;height=1080</image:loc><image:caption><![CDATA[Datafolha ubica a Lula da Silva con 42% y a Flávio Bolsonaro con 38% de la intención de voto, lo que obligaría a definir la presidencia en una segunda vuelta.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/tipo-de-cambio-sube-analizamos-la-tendencia-de-los/TYQA6W6RRZESJELRH4H6IMTIZE/story/</loc><lastmod>2026-10-03T22:00:03.967Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/APIKFSWZ4FC7LDSVIAALB5OE4Q.jpg?auth=2b892668462eb57ea91a5a4a415a848200070b53ec376da3d1e70470a423277f&amp;smart=true&amp;width=5734&amp;height=3225</image:loc><image:caption><![CDATA[Consumo y tipo de cambio.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/empleo-costa-rica/ofertas-de-empleo/bcr-abre-proceso-de-reclutamiento-para-tres-plazas/IJVOLAN7HZC7LCGBJTFYY22DCE/story/</loc><lastmod>2026-10-03T20:08:01.359Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/QGQKSNFUPZCJNGU7SWULRTWZCQ.JPG?auth=235190466c5c2d5ef0f8634f22467406ddfcf71ccdc7fd86a7766949fb828c0f&amp;smart=true&amp;width=4000&amp;height=2667</image:loc><image:caption><![CDATA[13/07/2026    San José. Banco de Costa Rica (BCR) edificio central. Foto: Rafael Pacheco Granados]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/costa-rica-suma-un-nuevo-hotel-todo-incluido-de/IVK662DUWRE2NHFKI5SIMFR7OI/story/</loc><lastmod>2026-10-03T17:51:18.126Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/WA42LOZ4MRFBHLR5POKMRUBDHQ.jpg?auth=dfdf1de3930347915025d4e73fa624a48b2058f4f2941b9f7be4d90c9c258f69&amp;smart=true&amp;width=1280&amp;height=720</image:loc><image:caption><![CDATA[Marriott International formalizó un acuerdo con Mullen Real Estate Capital para llevar la marca JW Marriott a Costa Elena, en la Cruz, Guanacaste.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/tiempos-de-espera-por-viajes-en-uber-que-factores/Z2IP4Q3UN5EATK5ACGNYM6XLDI/story/</loc><lastmod>2026-10-03T16:45:26.872Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/T54HF33HNVC6BLRWP7RGPSARAA.png?auth=eb968dd0e42869a7986582ab34a2dd45fa451758047a4f3f58954c8e8a5e5a8c&amp;smart=true&amp;width=1536&amp;height=1024</image:loc><image:caption><![CDATA[Desde finales de septiembre, Uber incorporó la opción de pedir taxi desde su app. ]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/el-colaborador-del-mes-que-dividio-al-equipo/4WZ2R334NBHK5NX2IQKHF6MXHY/story/</loc><lastmod>2026-10-03T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/J6WKOYLYS5FAFKR4V3N4D5GW5E.jpg?auth=eaba20a11d273be943f786d58c5c493b03a5f050467a5ccec4fbfba3c5bf32fc&amp;smart=true&amp;width=8192&amp;height=5464</image:loc><image:caption><![CDATA[Trabajo en equipo]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/gastos-de-consumo-familiar-en-caida/WS5CBVFNSZDUXA6PEW7Q3EGBWI/story/</loc><lastmod>2026-10-03T15:30:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/PWLWSW5ENBGAFMXSKDUMXXYY6I.jpg?auth=deb9403c7ca883929c15b9ca8031a1a7f729d2cbe304d58d5ef2e1fdc81a5798&amp;smart=true&amp;width=3000&amp;height=2000</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/estilo-de-vida/que-dietas-se-asocian-con-envejecer-bien/TPWUYJSKJBAMPGHCDGN5QR5KNQ/story/</loc><lastmod>2026-10-03T14:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/ZHSAZSAMYVEG5I7M67R5NX7XPQ.jpg?auth=c237c506171e28816e86a15fa3f4937c1282087c7894cc1dc7e2a06744d36ce8&amp;smart=true&amp;width=1000&amp;height=479</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/economia-y-politica/la-ia-pone-a-prueba-la-formacion-y-el-ejercicio/P4E4BP65VVABVBWNBI4FDCQS4Q/story/</loc><lastmod>2026-10-03T13:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/F2OK6MLB75BWLKXACUIACA5ROE.jpeg?auth=fa4911f3c3de4e96b15e3167b254dbf4ebfbf243fbcd6a1c2634b6ee9f831efd&amp;smart=true&amp;width=1280&amp;height=720</image:loc><image:caption><![CDATA[Los turistas que lideran la lista de llegadas a Costa Rica son los de origen estadounidense.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/economia-y-politica/costa-rica-tiene-mas-de-360000-viviendas/D4AYLVNVRNAK5NUQV2WVRIEUEY/story/</loc><lastmod>2026-10-03T12:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/U3U5RFHJOJEWHF6PD34VNCYUAQ.JPG?auth=430c8fb220f3271c3817fc391893a9426bd408565af5eeb5c5ac3092e0d3ffaa&amp;smart=true&amp;width=3656&amp;height=2057</image:loc><image:caption><![CDATA[19/11/2025 Tibas y San José  aéreas. Foto Alonso Tenorio]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/brandvoice/mentes-expertas-suma-talento-costarricense-para-el/WV2T3AMCWFACNA6RKQRPQ3VDY4/story/</loc><lastmod>2026-10-02T23:56:35.598Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/DYBN3XOPZZHCNDMCOOOOVY3WAE.jpg?auth=2e2bc781b9f7617e4e2bd5288e0d349ba36d721e91700a1320c6881814d68b8b&amp;smart=true&amp;width=1920&amp;height=1080</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/si-busca-dinero-para-formar-talento-en-su-empresa/ZJ3FTIYF5ZDIVHNO2R3EXT2UTQ/story/</loc><lastmod>2026-10-02T20:40:02.849Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/SMDP4GYLZNAWLJGA6KAHX46MNY.jpg?auth=d5f5ef4b241f839685dfbeff20b1c6c61f251d85279c024de39c2df5d3c4349f&amp;smart=true&amp;width=8256&amp;height=5504</image:loc><image:caption><![CDATA[El programa de PROCOMER cofinancia planes de capacitación para fortalecer las competencias laborales del personal en el sector productivo.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/southwest-operara-nuevas-rutas-desde-costa-rica/THKZ2UEUC5BJRCLDF6JEY7QQCM/story/</loc><lastmod>2026-10-02T20:21:49.37Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/A3MTWMSSCVD2PM3J5BDH3TTDEI.jpeg?auth=d2714e82959d6e58db2ff308187d6666ab07b2a442f7ca8adea46d3c6c0b1e06&amp;smart=true&amp;width=1600&amp;height=1066</image:loc><image:caption><![CDATA[La aerolínea Southwest Airlines operará varias rutas estacionales desde Costa Rica a Estados Unidos en 2027. ]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/economia-y-politica/latinobarometro-2026-el-89-de-los-costarricenses/QOERBOT4URCV7ENKPRDDYUHKAY/story/</loc><lastmod>2026-10-02T20:09:22.819Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/BCUK2ZFIHVBBLHQMCKY56QOQXM.jpg?auth=f3fcb8ba91b2d9b1ccbaabaae3ce3e1f3bf2b7cb2bda74af5d7e11de23fe58f2&amp;smart=true&amp;width=7040&amp;height=4688</image:loc><image:caption><![CDATA[La ciudadanía costarricense combina una alta valoración del sistema democrático y electoral con una creciente demanda de firmeza institucional ante el avance del crimen organizado.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/la-oea-aprueba-crear-un-grupo-de-trabajo-para/7GBVEHYCX5ADRGSM4BBR4A4COE/story/</loc><lastmod>2026-10-02T19:32:53.719Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/73N4ZK6RBJB4PMTP3MM3IK5Q3Q.jpeg?auth=7b21d75edb4310fe589dd571acf6b57a9fa5f29f32c9f04cf19049d59e7f78ed&amp;smart=true&amp;width=800&amp;height=548</image:loc><image:caption><![CDATA[La OEA acordó crear un grupo voluntario para buscar diálogo con Nicaragua en un plazo de 60 días. Pese a su salida del organismo, Managua sigue sujeta a compromisos de derechos humanos.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/multinacional-britanica-abre-oficina-en-heredia-y/WS7ZJDKKHFHNHGNLO2N4LGMBGI/story/</loc><lastmod>2026-10-02T18:21:02Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/5IC6O5XTKZG6NKHZGY7AVTBU3Q.jpeg?auth=131621ff57753c5860e9504b4d85f226e16b10769c9db26b8e59e0032e9465b0&amp;smart=true&amp;width=1439&amp;height=959</image:loc><image:caption><![CDATA[Multinacional Arbolus]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/lab-de-ideas/entorno/produccion-audiovisual-costarricense-tendra-nuevas/HR5Q26XVXJE47HG5J6QAKGRT7Y/story/</loc><lastmod>2026-10-02T17:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/NIXQUEIZFRFXFNDS4CM2ZATKXE.jpg?auth=a97832e04d9fa44c2a1df6596e2b7c20223336d180c7dd22d11346afa7f9952d&amp;smart=true&amp;width=1780&amp;height=1187</image:loc><image:caption><![CDATA[IBEROFIC, una organización que conecta las industrias audiovisuales iberoamericanas, cuenta con representación costarricense y se encamina a la promoción del contendio en español y la participación femenina.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/estilo-de-vida/dislexia-que-ayuda-realmente-a-un-nino-a-aprender/BCZTJDTPBNC6NCSI7JLLDX4WEI/story/</loc><lastmod>2026-10-02T16:51:14.733Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/QAOCVO3ARJGXFBSEZ4VIH4WLGY.jpg?auth=a35dd52be4263d6d9e8c106dc3b9f26efcf03da4e9c8efccd77886fe03045280&amp;smart=true&amp;width=6720&amp;height=4480</image:loc><image:caption><![CDATA[Maestra, docente, cuenta un cuento, lee un libro a cuatro de sus estudiantes, quienes la rodean]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/sector-electrico-no-se-trata-de-volver-a-empezar/67NLDTQGPRA25EY7IWJGMDNVJQ/story/</loc><lastmod>2026-10-02T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/UDWHZEH2YZE5JO3IL6NWAUGIUU.JPG?auth=d1fff0c89c7037f1ac7e9e12046e9e5661a14e6e38bac2bb389001addd800b61&amp;smart=true&amp;width=4000&amp;height=2667</image:loc><image:caption><![CDATA[La modernización del marco regulatorio eléctrico resulta fundamental para garantizar suministro limpio y competitivo al sector productivo nacional.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/economia-y-politica/ied-en-costa-rica-crece-pero-el-segundo-trimestre/6YUNPTATCBDUDE55ODKXTBTS5Q/story/</loc><lastmod>2026-10-02T15:48:19.767Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/XBXYZN5EIRG3JPO63NE2JNNVKE.jpg?auth=00ec8f11d4e171973d6fa7725ccb277c965ff78521f11055d0d8ef2aee2f374a&amp;smart=true&amp;width=5393&amp;height=2842</image:loc><image:caption><![CDATA[Procomer es el ente encargado de atraer mayor inversión extranjera al país. ]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/costa-rica-necesita-una-ley-de-escisiones-una/GVAERRZFKZG3PDDUNTOKIDXSQU/story/</loc><lastmod>2026-10-02T15:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/SFKKZCK2R5FYDPWNHEUFJSUHFE.jpg?auth=fa6ccb55f9cb16afd42c51226f8d844edc5eac0bead040997629ac8d2bb8bda7&amp;smart=true&amp;width=7000&amp;height=3500</image:loc><image:caption><![CDATA[Opinión: “Hoy los inversionistas valoran no solo la estabilidad económica, sino también la capacidad de un sistema jurídico para permitir reorganizaciones corporativas eficientes y adaptarse a nuevas oportunidades de negocio”.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/quien-es-dario-amodei-perfil-del-visionario-de/4UP3EZEGO5AK5P65SWVJLA6OLI/story/</loc><lastmod>2026-10-02T14:32:42.348Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/LSBKJF2CH5ACNAKQC4ZMKX2LTE.jpg?auth=ceda78c4c1724f06b4ead8bbad3639fb826c64835f33a307886cb197e0a0aa30&amp;smart=true&amp;width=5000&amp;height=3333</image:loc><image:caption><![CDATA[Dario Amodei, director ejecutivo de Anthropic, en una sesión sobre inteligencia artificial (IA) durante la reunión anual del Foro Económico Mundial (FEM) en Davos, el 23 de enero de 2025. Amodei instó a las empresas de inteligencia artificial a ralentizar el desarrollo de esta poderosa tecnología, ante la creciente preocupación por los riesgos que plantean los sistemas informáticos "superinteligentes".]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/creacion-de-empleo-en-estados-unidos-cae-por/J5Y23CDFWBF6TJ54ICUFJGTMPA/story/</loc><lastmod>2026-10-02T14:28:41.67Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/MBS7SDX3DVENDI7J5LH4ZMDTMY.jpg?auth=e0dd8b7bed7e9e2eda37d780c78ccf9f135908785634737362af4729517719dd&amp;smart=true&amp;width=5472&amp;height=3648</image:loc><image:caption><![CDATA[CHICAGO, ILLINOIS - AUGUST 26: Clouds pass over the skyline on August 26, 2025 in Chicago, Illinois. Last week, U.S. President Donald Trump threatened to deploy National Guard troops to Chicago and other U.S. cities citing rampant crime after weeks of federal law enforcement agents patrolling the streets of Washington DC. Trump appeared to back away from those threats in remarks to reporters this week.   Scott Olson/Getty Images/AFP (Photo by SCOTT OLSON / GETTY IMAGES NORTH AMERICA / Getty Images via AFP)]]></image:caption></image:image></url></urlset>