<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.elfinancierocr.com/lab-de-ideas/educacion-financiera/hablar-de-dinero-con-sus-hijos-es-tan-importante/C3257Y6L5FAIHODBIO2OUAH5NE/story/</loc><lastmod>2026-09-20T18:48:06.949Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/IV6WECTRCVHZTGJCYY6PBE5D64.jpg?auth=7f941935e48daf45947c0b92e26919d72117a5010d6519c65edaf86c58860cc2&amp;smart=true&amp;width=3030&amp;height=2020</image:loc><image:caption><![CDATA[Los expertos recomiendan comenzar con la educación financiera incluso desde edades tempranas como las escolares.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/cortes-de-luz-en-heredia-estas-son-las/2GN6LSDE4BEEJBMROL47ENWEJI/story/</loc><lastmod>2026-09-20T17:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/QKNT4YCINBECBE7HEABZUCKS7Q.jpg?auth=40703fd1cbb03d696bf62366c895d6919b35438dd8f29bded31cb836abbe571e&amp;smart=true&amp;width=1822&amp;height=1025</image:loc><image:caption><![CDATA[Cortes de luz programados en Heredia.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/empleo-costa-rica/club-activo-20-30-busca-asistente-administrativo/Y2ODV5FNXZFRFJ2ETW44NIWWBM/story/</loc><lastmod>2026-09-20T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/GVVWDUROHVD2NIRNQ6T2CYS63Q.jpg?auth=6bd96cb35590e3dd297d23d01aa318a7c53279403ae46e9d8624eac41d121260&amp;smart=true&amp;width=6720&amp;height=4480</image:loc><image:caption><![CDATA[El Club Activo 20-30 San José anunció la apertura de una vacante para el puesto de asistente administrativo. Repase los requisitos, la experiencia solicitada y los detalles para enviar su currículo.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/startups-de-ia-en-costa-rica-tropiezan-con-escaso/XHJ2SKUCXFHQ7JM2T7AJDAQTNQ/story/</loc><lastmod>2026-09-20T15:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/UIHDTFWY7RA25FNWDYKWR5CKOI.jpg?auth=c2e2cf1c34afdb3371e873be4e65816bda171f2dbc8d1a03b42ed7522afa3a7d&amp;smart=true&amp;width=4524&amp;height=2545</image:loc><image:caption><![CDATA[Negocio emergente, start up, emprendimiento exitoso]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/la-brecha-del-talento-digital-las-habilidades-de/CNUZOVMLTNGJHNFAFYXIPMVFO4/story/</loc><lastmod>2026-09-20T14:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/3X7ZZK3I4FAWVKI6PPC2DAWK7E.jpg?auth=68b676265f1f045c0552f8a3b358503b25fc03727eaf38dbab4e0ad9a327e131&amp;smart=true&amp;width=6048&amp;height=4024</image:loc><image:caption><![CDATA[Primer plano de mano de menor de edad usando una tablet, tableta electrónica, sobre una mesa]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/que-hay-detras-de-los-resultados-del-banco-central/SAQ3KC2FFBGCBEREFMBXM7UW5A/story/</loc><lastmod>2026-09-20T13:30:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/NIGDLEQHDNARJFDFOE75IZCO2Q.jpg?auth=ddc6274b92c8e66e5c57b533097dd61c25de46e889e4a01ede6ad04054819b28&amp;smart=true&amp;width=1200&amp;height=628</image:loc><image:caption><![CDATA[El Banco Central discutió el efecto de su política monetaria restrictiva en la inflación negativa de Costa Rica.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/desarrollo-una-app-como-strava-sin-ser-informatico/Z4BMFVSEYZDIPOBTNZ4NMJN6P4/story/</loc><lastmod>2026-09-20T13:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/N56UTODTCNDKNJFWI4ZO367V2Q.png?auth=0a4aa420b1befa6537fc6c65ebc6da6911415513c31882b74540e20bf3328046&amp;smart=true&amp;width=1050&amp;height=580</image:loc><image:caption><![CDATA["La app Selva la construí y lo estoy lanzando en Costa Rica, pero es una aplicación que quiero que sea para el mundo", resaltó Jan Wimmer, creador de Selva.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/que-pasa-en-jaco-kfc-mcdonalds-fresh-market-y/RPS4KB47MFBDTLKSIIGICTU3BA/story/</loc><lastmod>2026-09-20T12:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/BCGYS7LZBRBLHHSNO7DGYOJTE4.jpeg?auth=6e9ded7cf5254149bb48ebdda001faa2f3e4291ff22519d1f1c4ed6749b1aff2&amp;smart=true&amp;width=1280&amp;height=854</image:loc><image:caption><![CDATA[El cantón de Garabito empieza a consolidarse como un polo de desarrollo comercial y habitacional, cerca de la playa. ]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/cortes-de-luz-estas-son-las-suspensiones-del/E6TPNEDEIFE6HJPBJ73GGHL3LQ/story/</loc><lastmod>2026-09-20T06:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/YPEQT3U4TRBQZBCB5P6CMBHLBI.png?auth=32b1c8ae7b65b2583b08f4fb324cd68a14630ed93ab2e9d1fa4ae7b421dcbdde&amp;smart=true&amp;width=1920&amp;height=1080</image:loc><image:caption><![CDATA[ICE aplicará cortes de luz por trabajos de mantenimiento en la red eléctrica.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/empleo-costa-rica/empleo-en-heredia-fundauna-busca-asistente-de/5AKCA7BYDRFG7GDKPRWQRIRKGU/story/</loc><lastmod>2026-09-19T23:51:55.566Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/H3EDEWAWDJC6PPKIIOXPQUWICI.jpg?auth=f4cc23618c68dd7a6fa725ba8bd05e2fa49192f6d5ca68ffb4072740a2abb778&amp;smart=true&amp;width=4896&amp;height=3264</image:loc><image:caption><![CDATA[La Fundación de la Universidad Nacional (Fundauna) abrió un proceso de contratación para el cargo de asistente de gerencia general en Heredia. Conozca los requisitos y cómo aplicar.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/cnfl-anuncia-cortes-programados-de-electricidad/W6B4X64B5FBZ7PMZC5RMAMC2KA/story/</loc><lastmod>2026-09-19T19:25:59.277Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/SOUXJPUA5VGVDIBIHENISUUT4M.png?auth=8c428f02cf1ea7d4acfe692bc7469648e451337731a924476ba1f5fbec5273ce&amp;smart=true&amp;width=1680&amp;height=945</image:loc><image:caption><![CDATA[Cortes de electricidad programados por la CNFL en diferentes zonas de San José y Heredia.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/economia-y-politica/polarizados-pero-no-tanto-solo-uno-de-cada-cuatro/DJBQI2YDFZEZXAJVUBWPUOIJWA/story/</loc><lastmod>2026-09-19T18:26:59.525Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/M3WODZX5QNB4ZPTEDAWEK3S2KE.JPG?auth=ae31ecf95f0490d71dbe233715d7143c77175be1718ebb6d0d00a8b02f2e451e&amp;smart=true&amp;width=4176&amp;height=2784</image:loc><image:caption><![CDATA[18/03/25 San José Centro, Los manifestantes tomaron la plazoleta de los Tribunales de Justicia para exigir la renuncia de Carlo Díaz. Fotos: Jorge Navarro para La Nación y La Teja.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/lo-que-debemos-hacer-con-los-resultados-de-pisa/X2OCGYFDXNEB5OCLTGRJQ4XRRA/story/</loc><lastmod>2026-09-19T16:15:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/6ZMZB7MLRJD5TEWQ5ITP6JWBII.jpg?auth=4339682af7c9660769e80b343c9258672202d6f5527e0fa99a99882a9dcba454&amp;smart=true&amp;width=5777&amp;height=3249</image:loc><image:caption><![CDATA[Pruebas Pisa de la educación.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/alemania-el-enfermo-de-europa/DGJGJJ3AUVHUBKZOTYA2RCVBYU/story/</loc><lastmod>2026-09-19T15:30:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/RCE7CT4PIBFY7D4NW2CZXBFGVE.jpg?auth=6d7ccd9ff4051cb8dca710117cb6f7d6873e38525a0f91f3fa7e19a996c872c0&amp;smart=true&amp;width=3000&amp;height=2000</image:loc><image:caption><![CDATA[Constantino Urcuyo]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/it-shadow-cuando-los-equipos-personales/NJVBQOP4E5HWVGVOBV32I7QHRQ/story/</loc><lastmod>2026-09-19T15:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/QOHARI5KOFAM3LT2MWHDIEYAMQ.jpg?auth=681bb81ac9a54b40e95f0922e090233f43e1d026a69ef89163f2fc5c99d024a1&amp;smart=true&amp;width=5120&amp;height=2880</image:loc><image:caption><![CDATA[Las empresas pueden tener una estrategia inteligente: flexibilidad en el uso de equipos y aplicaciones, y control estricto en acceso a la información corporativa.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/empleo-costa-rica/sinaes-abre-plaza-para-gestor-de-planificacion-con/QFWZSDPLN5CMNB64LV5TZUXOQQ/story/</loc><lastmod>2026-09-19T14:54:34.513Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/46FUZBZ74REZVNYZIJNLNMWWCU.jpg?auth=85d70cf00e2f2a0440e2dcfced410dde49895ab27ba2038a35bb8a93d77d061e&amp;smart=true&amp;width=1000&amp;height=640</image:loc><image:caption><![CDATA[El puesto requiere formación en planificación, administración o gestión de proyectos: le contamos cómo concursar.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/empleo-costa-rica/montes-de-oca-convoca-a-feria-de-empleo-le-esperan/DDFDD3IKQRDP5A4STAYCC2YW6M/story/</loc><lastmod>2026-09-19T14:13:22.674Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/XDX57OLNMVBWXPQ7KDOEFE34AE.jpg?auth=151a0aa9a10a781ea59decd25b5e366d7eaeb7ccc3cd2e0641e6620675ef31ce&amp;smart=true&amp;width=5095&amp;height=3397</image:loc><image:caption><![CDATA[La feria “Montes de Oca Te Emplea” se realizará este miércoles 23 de setiembre en Plaza San Pedro. Le contamos cómo inscribirse.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/ice-adjudico-el-segundo-componente-de-su-red-movil/VIQMCXY34ZFN5LN7H55KUCFSVI/story/</loc><lastmod>2026-09-19T14:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/TQLPUOZWWRDA7LD5KK3AYWPF2Q.jpg?auth=2ed26dc88ad8a8ab20c8108250397dd57936916cc1dab6c3f4a4f11744643f62&amp;smart=true&amp;width=800&amp;height=532</image:loc><image:caption><![CDATA[El ICE, que comercializa sus servicios de telecomunicaciones con la marca Kölbi, informó la adjudicación del segundo componente de la licitación para una red 5G a IT Servicios de Infocomunicaciones.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/esta-herramienta-solventa-los-desafios-de-gestion/D47I5526AFHFLJS2BTJVLAL3S4/story/</loc><lastmod>2026-09-19T13:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/6BD2JNFB3FH4FLNMXB3KE4RDPE.png?auth=8ce48986ca1a15263960bb5016d9b5a2e522320f7006b18efad849c4c6e95ba0&amp;smart=true&amp;width=1367&amp;height=795</image:loc><image:caption><![CDATA[Joaquín Calderón, director y encargado de diseño digital, y Luis Restrepo, encargado de alianzas y finanzas, ambos de la firma Cowdragon, encabezan el proyecto de la plataforma MiasadaCR.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/economia-y-politica/en-que-invierte-la-municipalidad-de-san-jose-los/ZD5VCWWL4NAL7AR3CXUJCEWXVU/story/</loc><lastmod>2026-09-19T12:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/N66YHTMMSBCYFPFYP3HEOUHVIM.jpg?auth=cab2d44fbdf62a0c742e81bf651f700302af1db8c71d0a2a8b7adbb14b6c92ee&amp;smart=true&amp;width=3648&amp;height=2432</image:loc><image:caption><![CDATA[La Municipalidad de San José recauda más de ¢60.000 millones anuales por impuestos y tasas pagadas por los contribuyentes. ]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/un-informe-erroneo-generado-por-ia-casi-provoca-la/E5NHYQMB4RFRFP4CBTLFUOTOHA/story/</loc><lastmod>2026-09-18T20:11:16.077Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/TVWRFH3LHFEGROP6MBSLLIXMEQ.jpg?auth=9f3ef096f46f89906489371c94e34452c3062a92a587231ac27a73140219092f&amp;smart=true&amp;width=4200&amp;height=2800</image:loc><image:caption><![CDATA[This US Marine Corps handout photograph taken on July 16, 2026, by US Central Command Public Affairs reportedly shows US Marines from the 11th Marine Expeditionary Unit conducting a verification boarding aboard M/T Wen Yao in the Gulf of Oman. American forces boarded a ship in the Gulf of Oman on July 16 as part of the renewed blockade of Iran's ports that began earlier this week, the US military said. US Marines boarded the M/T Wen Yao "to ensure full compliance with the ongoing US naval blockade," US Central Command (CENTCOM) said in a post on X. (Photo by NAVCENT Public Affairs / US MARINE CORPS / AFP) / RESTRICTED TO EDITORIAL USE - MANDATORY CREDIT "AFP PHOTO / NAVCENT PUBLIC AFFAIRS / US MARINE CORPS" - HANDOUT - NO MARKETING NO ADVERTISING CAMPAIGNS - DISTRIBUTED AS A SERVICE TO CLIENTS]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/economia-y-politica/rebeca-grynspan-lidera-tercera-votacion-informal/TZHUMSFMCRFITGC2EEAWB57DZI/story/</loc><lastmod>2026-09-18T19:32:09.911Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/REC2NEB54NFOBCXMGYFSVMQP54.jpg?auth=53caaf07672417fcac92aeef3b62224e0d5015cf41b9de611e861385c2000d2d&amp;smart=true&amp;width=1200&amp;height=801</image:loc><image:caption><![CDATA[La candidata latinoamericana a la Secretaría General de la ONU, la costarricense Rebeca Grynspan, habla durante el Diálogo Regional sobre el Futuro Liderazgo de las Naciones Unidas, en Montevideo, el 3 de agosto de 2026.]]></image:caption></image:image></url></urlset>