<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.elfinancierocr.com/brandvoice/credito-digital-responsable-busca-aliviar-la/O3O2ZX4YYVBLJD6JYRYXPNJRMQ/story/</loc><lastmod>2026-08-27T18:07:42.598Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/DN5GRNRVDBAZBLE6ZUUKOCDXSQ.jpeg?auth=9960228b9d1c507a1dd983dc050ddadca2daba714cbf85bb193ac0d5120a8145&amp;smart=true&amp;width=8064&amp;height=6048</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/empleo-costa-rica/ofertas-de-empleo/bn-centro-de-excelencia-abre-vacante-de-empleo-en/KLREZTFFX5FOBIMYGXCNIDDSN4/story/</loc><lastmod>2026-08-27T16:17:24.893Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/XWYMCH6TD5BDNK4QLYQ5XEJIAQ.jpg?auth=26896dda007622f2b32cbbec1e0d2a9810e0a84005efb58501289c4955de18a2&amp;smart=true&amp;width=6000&amp;height=4000</image:loc><image:caption><![CDATA[Fachada del Banco Nacional en San Jose]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/podcast/podcast-vale-la-pena-unificar-deudas-con-hipoteca/ECWF5B77WVFKZMWLANUQQTDBDY/story/</loc><lastmod>2026-08-27T15:55:57.844Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/GJ764BUSDFBHXI5IH576SOFDE4.jpg?auth=94078f250701eea87eb20997375eff529d392635d0fc4525b4bc236844790203&amp;smart=true&amp;width=1000&amp;height=655</image:loc><image:caption><![CDATA[En el nuevo episodio de ‘Dinero, Podcast y Negocios’ le explicamos los riesgos y beneficios de consolidar deudas con garantía hipotecaria en Costa Rica.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/lab-de-ideas/el-auge-de-las-polizas-personales-y-opciones-que/CO3NU3UGUZE6LPU4DDQVJLL62I/story/</loc><lastmod>2026-08-27T15:46:24.388Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/A7OFPW4I4NDOBP2E5VTANH7HWE.JPG?auth=deb8ea362de0a92d6afba329f78397d64ce12f51fd5457b4066ae5ffa024ceff&amp;smart=true&amp;width=3000&amp;height=2000</image:loc><image:caption><![CDATA[El mercado de seguros ha crecido en los últimos años. Conversamos con Rebeca Martínez, gerente general de BCR Corredora de Seguros, sobre las tendencias que han marcado al sector.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/las-autoridades-analizan-si-el-caso-aldesa-debe/CGPJAPXWXVFNDFOYUHHX7VPL4M/story/</loc><lastmod>2026-08-27T14:41:02.193Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/MQ35U47FXBEEHBEOWKWLGF4AUQ.jpg?auth=75151de2fffaacad4475e3d54f4d5622e01b7aafa1baffade39a6cbd721c7ee0&amp;smart=true&amp;width=1280&amp;height=640</image:loc><image:caption><![CDATA[Las autoridades judiciales avanzan en las etapas clave del caso Aldesa para determinar las responsabilidades penales en el mercado financiero.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/blogs/impulsa-tu-ingenio-en-la-u/paso-de-vender-pan-en-bicicleta-a-programar-para/JLICSBJSTNGQ5OADMP42CI6AVI/story/</loc><lastmod>2026-08-27T14:29:57.604Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/3TMVKFXG2ZHFFDZALEQJ4DI2OU.jpg?auth=24d4821743b7842711f9465f93c3cdeae0ad698c3869e2ed99997dbf8832121a&amp;smart=true&amp;width=1421&amp;height=900</image:loc><image:caption><![CDATA[Marlon vive contento en la ciudad de Ulm y ha podido hacer amistades.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/plan-nacional-de-desarrollo-destina-286847/3M3B73LH5RDFRK73O7BMQBYVBI/story/</loc><lastmod>2026-08-27T14:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/AN6VJAI46VGKXJEQHGTWO3TTZI.jpg?auth=225f050ff0f08f2aefbf03523706c2a2ebb30da2dc15053381f0698c83f76f14&amp;smart=true&amp;width=5769&amp;height=3846</image:loc><image:caption><![CDATA[19/08/2025   San José. Banco Nacional (BN), edificio central. Foto: Rafael Pacheco Granados]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/economia-y-politica/todo-sobre-el-proyecto-de-ley-que-busca-subsidiar/KYMHERNEVRBHBHQ45SH423C5OY/story/</loc><lastmod>2026-08-27T13:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/EUXFQKXCWNER7ELU632MCBVOWI.jpg?auth=ee662e1bd39387341a588e4a2559ab222c2b54e9eb1f248a4217f1d134aa71bf&amp;smart=true&amp;width=1200&amp;height=628</image:loc><image:caption><![CDATA[Procomer y la Fundación Crusa anunciaron la convocatoria de Cultiva+ 2025, un concurso dirigido a micro, pequeñas y medianas empresas (Pymes) de los sectores agropecuario y agroindustrial fuera de la GAM. Foto: Rafael Pacheco Granados]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/brandvoice/bcr-e-invu-firman-convenio-marco-para-impulsar-el/NERWZ2F4JRHAJBG3CWX45WH6LY/story/</loc><lastmod>2026-08-27T12:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/IDQDSVBUY5CVJIID7626CKQQQQ.jpg?auth=62e295f1bc090cf32fa3550cd8ce8d4d5a9452db222ebc23c4f0ed01bd04f8f5&amp;smart=true&amp;width=1080&amp;height=720</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/fogo-de-chao-llega-a-costa-rica-para-diversificar/MBE4RUVE2FACHEAZJM2UJHJTLM/story/</loc><lastmod>2026-08-27T12:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/6MZRYTSDLZH6FPPG5TIYPBXFWM.jpeg?auth=b2dd18beb5d9fdf86b426f5af3bc73ac91a88f94ceb91ee7a056a847539226bd&amp;smart=true&amp;width=1600&amp;height=900</image:loc><image:caption><![CDATA[La marca internacional brasileña Fogo de Chão anunció la apertura de su primer restaurante en Costa Rica, ubicado en el Hotel Sheraton en Escazú.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/meta-acepta-pagar-16700-millones-en-el-caso-de/SXPR52TVE5DQNINL6KIA3LOFRE/story/</loc><lastmod>2026-08-26T20:13:18.945Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/Q6ABBVBILVHXRH2D4T2LLVCHDM.jpg?auth=c27fe196793e37f6f78bcaf225cfa151a23984f130fe158998e46147e7bac2fc&amp;smart=true&amp;width=5120&amp;height=3416</image:loc><image:caption><![CDATA[Mark Zuckerberg y su firma Meta rechazan las acusaciones, pero ceden a un acuerdo para evitar pagar $200.000 millones, lo que es un antecedente para otros litigios en su contra.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/estilo-de-vida/fda-aprueba-tratamiento-de-la-empresa-revolution/M7V4Z6CL2JGGNFOF257QAVC36E/story/</loc><lastmod>2026-08-26T19:54:42.43Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/E3HTCXVFXFHSHNQ4YKLKKYHCAA.jpg?auth=c1cb067502ba5c7311a11db702835ba2f34a5acd24fee17160f902b1e37d6274&amp;smart=true&amp;width=3840&amp;height=2160</image:loc><image:caption><![CDATA[Shutterstock]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/empleo-costa-rica/ofertas-de-empleo/pizza-hut-costa-rica-busca-cubrir-vacante-de/N4DOYCOM5JHVJPNFEZNH2SFV6I/story/</loc><lastmod>2026-08-26T18:59:28.156Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/MSMVGD3M5FAR5JV3MJEVNP2L2M.jpg?auth=8ab5c291a1ea4ff437722e155864dc976ea2538dc3388743691e3a0f618a37c1&amp;smart=true&amp;width=869&amp;height=585</image:loc><image:caption><![CDATA[La cadena de restaurantes Pizza Hut mantiene abierto un proceso de reclutamiento para contratar a una jefatura.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/brandvoice/pops-incursiona-en-el-segmento-de-helado-suave-con/QXIDO4C3L5HNXJM3VO7MOEAIAA/story/</loc><lastmod>2026-08-26T17:18:33.276Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/HU5O65Z6JNGXBKPUAT5JWAXSZY.jpg?auth=cc91361b4bf066aaac81586857d4e3fbee705b55ef12bc69758f9b90f7132539&amp;smart=true&amp;width=8525&amp;height=5683</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/autoxperience-se-une-a-nacascolo-holdings-para/KOXYK5GJLFBGDAWKCJDKYLOD6A/story/</loc><lastmod>2026-08-26T17:09:56.999Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/VSMTNVERMZDFDEPDZXHGCQNQKA.jpg?auth=e10f553e5cbf6861e03ca5313044595a7b5f52a5755e666e1e3e1116240bf41d&amp;smart=true&amp;width=1600&amp;height=1067</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/como-estamos-gestionando-la-reputacion/BWBQKVJL5VFOVH44VIBENZ3HN4/story/</loc><lastmod>2026-08-26T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/L5N3JOT2CRBTLGARP2YWVKZILU.jpg?auth=bd079e336895f7887f461e6fee9afeb081a9b7091b8b9bc8d93ceccabb107d01&amp;smart=true&amp;width=4732&amp;height=2662</image:loc><image:caption><![CDATA[Reputación corporativa.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/brandvoice/bcr-valores-en-alianza-con-citi-coloca-bono/DVDQIEH3WRHWZMETYVWHCLDSJE/story/</loc><lastmod>2026-08-26T14:52:09.053Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/5F5XISNIWVAKVPI7SG5N2VHZOA.JPG?auth=551d82731ef86712f643f571a3b62bc72f9c5aea45fc73cdde355a6ba070dd04&amp;smart=true&amp;width=4000&amp;height=2666</image:loc><image:caption><![CDATA[13/07/2026    San José. Banco de Costa Rica (BCR) edificio central. Foto: Rafael Pacheco Granados]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/por-que-las-empresas-de-inteligencia-artificial/Q2HCDYLDJRDEPIRHCSXFRDYE5E/story/</loc><lastmod>2026-08-26T14:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/JCU4REPWUZCZHIQMAHQOVCYG7Q.jpg?auth=cdb5d2062191d2376f867c464af9204931a686cd51701f8e5533f0f89eede9d0&amp;smart=true&amp;width=6016&amp;height=4000</image:loc><image:caption><![CDATA[La digitalización masiva de libros se ha convertido en una alternativa clave para nutrir a los grandes modelos de lenguaje de inteligencia artificial.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/el-desastre-de-trump-en-corea/O4TGTY4JKVFM3EWMFYNOKSM4VY/story/</loc><lastmod>2026-08-26T14:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/2HM7V44GTJDFDMOQ3LPH6F2GDM.jpg?auth=97432d4074e22db8f3c13e6e6fef61f56882b315ca6a4632f735e1f0d5318317&amp;smart=true&amp;width=4423&amp;height=2949</image:loc><image:caption><![CDATA[Donald Trump y Kim Jong Un en 2019.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/altas-temperaturas-alteran-el-color-de-la-mariposa/QMISXRL7HVCE5OQZQZXNQHRRE4/story/</loc><lastmod>2026-08-26T13:07:25.334Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/PIPDIVHQRBFZNCAMBOYCSUHHHE.jpg?auth=6e87b14aa855e5e7955e101ce4a7bf52421d64c4970f2d90aa9fb502fa856cc4&amp;smart=true&amp;width=3000&amp;height=2000</image:loc><image:caption><![CDATA[16/01/2020     Butterfly Kingdom, San Rafael de Escazú. Mariposario y exportación de pupas de mariposa. Las Morpho Peleides son de las mariposas más vistosas. Foto: Rafael Pacheco]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/panama-y-el-salvador-declaran-emergencia-ante-el/B2QZOELBDFDJRE4OMO6ZPS6E2M/story/</loc><lastmod>2026-08-26T13:03:15.701Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/Z3VATEXP4ZC5VBSSON5RPJXMAA.png?auth=212538c5d9bdfa6958985204bb1612ea5b1eb521c79cd2de9babc9e10e415f45&amp;smart=true&amp;width=1920&amp;height=1080</image:loc><image:caption><![CDATA[Datos de la NASA muestran señales asociadas con el desarrollo del fenómeno El Niño en el Pacífico.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/estilo-de-vida/feriado-del-31-de-agosto-habra-restriccion/VOKVBKHYXND7TBCW4NGPX7PGPI/story/</loc><lastmod>2026-08-26T13:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/HPXEZ6AR6NAH7MO6NFFIU3G67Y.JPG?auth=b18e24ce3f2fecafef6174bf0cbb380bd6c724928fccb9bf2f3119b41a3d3853&amp;smart=true&amp;width=4000&amp;height=2667</image:loc><image:caption><![CDATA[La restricción vehicular por número de placa se suspenderá este lunes 31 de agosto debido al feriado por el Día de la Persona Negra y la Cultura Afrocostarricense.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/economia-y-politica/gobierno-quiere-trasladar-cuota-patronal-del-banco/HFO4KJA7HRDJVHI5XYIQLBGL5I/story/</loc><lastmod>2026-08-26T12:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/IJHEHJR2CVA6TF25ZWQLSGZLFY.jpg?auth=49ba69deca3551ba3254aac88ccc59508ab26825f48663d63e5d2776b8d0d82f&amp;smart=true&amp;width=2800&amp;height=2000</image:loc><image:caption><![CDATA[El Gobierno sostiene que el Banco Popular no necesita el 0,25% de las planillas formales en la actualidad, La entidad financiera registró ganancias por ¢73.000 millones en 2025, pero había cerrado 2024 con un resultado negativo de ¢14.000 millones.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/hacienda-impulsa-reformas-al-valor-fiscal-de-los/CKHVWDTRBBFAJOU2YWGZGU7PSM/story/</loc><lastmod>2026-08-25T23:01:32.23Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/CBX2G6KHKZFQNCZOJF6HZJSCHM.JPG?auth=e9a9fb0d3dbbe5cdc07caa6ac729882ec8b7574183ec350508ea57e175531cbc&amp;smart=true&amp;width=4000&amp;height=2667</image:loc><image:caption><![CDATA[Foto: Rafael Pacheco Granados]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/banco-central-aplicara-reestructuracion-interna/WMOHFBZY5RAGXJDXPKYIAX7QO4/story/</loc><lastmod>2026-08-25T21:51:34.821Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/Z7LQJSI5D5CXFOHMGZIJ2HSP2M.JPG?auth=0125d28d147ad22d0de1844f8d64b9aa41fabe4cbfd9b223721b2ada41641628&amp;smart=true&amp;width=4000&amp;height=2667</image:loc><image:caption><![CDATA[06/02/2025     San José. Banco Central de Costa Rica (BCCR), edificio central]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/las-miles-de-visas-que-revocara-estados-unidos/H47R4JCAT5GK5CTSTI6HBCKDM4/story/</loc><lastmod>2026-08-25T21:27:25.046Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/CGCTC7DAA5HWXJADCMYI3TBIKY.png?auth=02d5a879ea477a905f4ae4c116457019467eebb00ad1de639d5453d0dba890b8&amp;smart=true&amp;width=1680&amp;height=945</image:loc><image:caption><![CDATA[La suspensión de visas de inmigrante en Estados Unidos impacta a siete países de América Latina y forma parte de un endurecimiento migratorio sin fecha de cierre.]]></image:caption></image:image></url></urlset>