<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.elfinancierocr.com/negocios/empresa-panamena-invierte-mas-de-6-millones-e/TW63VHIBWZBBPPK2FCIEMXAIDQ/story/</loc><lastmod>2026-09-16T16:33:01.089Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/DOYID7YJ6FFIBLSNG6BSVRO5NU.jpg?auth=806c1fd011ae2a511198c8e8ce3ccb5f179615bcd666d7b88bd5b87a41b7455b&amp;smart=true&amp;width=900&amp;height=600</image:loc><image:caption><![CDATA[Empresa panameña invierte $6 millones en Costa Rica.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/empleo-costa-rica/busca-empleo-interclear-abre-vacante-y-solicita/Z3KSLHVSQJFQVDYLYETAZIBQCE/story/</loc><lastmod>2026-09-16T15:35:30.952Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/7ZHEO3HWHVC7BFB5234AXA7DK4.jpg?auth=e6eda836fe8c739708f81f85cb293f3d008fc861957f6aa7e9fed33d6da825d8&amp;smart=true&amp;width=7670&amp;height=5113</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/nueva-amenaza-cibernetica-en-costa-rica-micitt/TVVFBOVBHBEWBMTC4KNNUWG63I/story/</loc><lastmod>2026-09-16T15:20:53.05Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/VQHYL5MVXVF6RHEB2WT7JATNFE.jpg?auth=626c35c0060a863baa97de5831943658f4ff3f5a520848890a14186108b8fab9&amp;smart=true&amp;width=500&amp;height=334</image:loc><image:caption><![CDATA[El Micitt investiga un supuesto hackeo de una base de datos de costarriceneses. Según FortiGuard Labs, tan solo durante la primera mitad de 2026, se detectaron en el país 313 millones de intentos de hackeo contra Costa Rica.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/la-caja-del-futuro-flexibilizar-los-servicios/BKSMNAK7N5HC5IYEG3QH2EHF7Y/story/</loc><lastmod>2026-09-16T15:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/SM4NGLBSUVEGVKNLFCFT33LN5I.jpg?auth=135001813ea354d78ff17fca12c7ad23930d9851da1e3e1f664f6a6fe4274e06&amp;smart=true&amp;width=3840&amp;height=2160</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/quien-controla-los-datos-controla-el-futuro/6VQNSKSU35DMHEFOB7PFNVI3WA/story/</loc><lastmod>2026-09-16T14:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/DDCNTQ4JYFHHJO5BIKRK7YKSKY.jpg?auth=299de65295ef3fa4287038166ba2cd6dbd7b09dd322674a12ef69b110c824e42&amp;smart=true&amp;width=5120&amp;height=2880</image:loc><image:caption><![CDATA[Los centros de datos y las redes de computación se consolidan como infraestructura crítica y activos de alta prioridad geopolítica.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/blogs/la-milla-extra/ejercicio-en-ninos-y-ninas-la-frecuencia-semanal/PPAYZPSIEZFF5LJ4ZLWT2AILAY/story/</loc><lastmod>2026-09-16T13:40:09.543Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/7Q77ETPXHRBEVDAJMDKUDJJ3Y4.jpg?auth=4eb9199be56d2c1943acde523167c4f2082335d22fedb29e0354672f02724032&amp;smart=true&amp;width=5480&amp;height=3653</image:loc><image:caption><![CDATA[Debemos enseñarles a los hijos e hijas con el ejemplo y a dedicarle dos momentos semanales de actividad física estructurada. (Foto Carobicos / Para EF)]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/estilo-de-vida/cuales-feriados-quedan-en-2026-en-costa-rica-estas/JP2ISBNXFFEEHIY4MIPVXEN4AI/story/</loc><lastmod>2026-09-16T13:30:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/22IDE5LS5BGDFGBIXUAITBQYCY.png?auth=158a1cd931bd756126c1574ea8a12ef7a21f8b43c21570a9f923c42c5e060eb9&amp;smart=true&amp;width=1920&amp;height=1080</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/banco-central-estudia-el-incremento-por-el-pago/PQQ4X4HC7ZEVXNLHB5HAGWVZ7Q/story/</loc><lastmod>2026-09-16T13:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/5BXM4GYX6JGVTKS3MTT7MELFNU.JPG?auth=591ec5de47a223a697355605e554898a3d6ff6cfb39c8a893cb4eb395b9992c4&amp;smart=true&amp;width=4000&amp;height=2667</image:loc><image:caption><![CDATA[13/07/2026      San José. Ministerio de Hacienda, edificio central. Foto: Rafael Pacheco Granados]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/reinaldo-romero-vicepresidente-de-davivienda-costa/3GQATCUBQZFNZJIPJGT4HXK3OE/story/</loc><lastmod>2026-09-16T12:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/QGENQBWHCVE75FM5RAYFGJLVWA.jpg?auth=68f03df9eca8f4e91641e7811ece88944a3ff2de536b9566686aa68a0832a6d8&amp;smart=true&amp;width=4032&amp;height=2628</image:loc><image:caption><![CDATA[Reinaldo Romero, vicepresidente ejecutivo internacional de Davivienda.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/salvadorenos-denuncian-perdida-de-derechos-bajo-el/ISSUGDGUZNHJFGDX2NPPM2HMAA/story/</loc><lastmod>2026-09-15T22:10:18.026Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/42EC5NTFNFFZDBX6LHKI4WBVXY.jpg?auth=397bbfde841617256eaf190246b7f0c21e819196e7e32019af018b26088921f8&amp;smart=true&amp;width=6552&amp;height=4361</image:loc><image:caption><![CDATA[Cientos de salvadoreños denunciaron este martes una pérdida de derechos bajo el régimen de excepción que ampara la lucha antipandillas del presidente Nayib Bukele, durante una marcha por el Día de la Independencia.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/estos-son-los-dos-feriados-que-le-quedan-al-2026/ES65QMHUOZAWLO247R5Y3HENV4/story/</loc><lastmod>2026-09-15T18:31:23.363Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/KB2OEKWDEVCLRLRVVRO4RTO5QA.jpg?auth=1888be157a6ddfbf46e73c5f1a3fb8cd7cc0562eabc3ef69362bc41dd68570c0&amp;smart=true&amp;width=4000&amp;height=2667</image:loc><image:caption><![CDATA[A pocos meses de concluir el año, a Costa Rica solo le restan dos días feriados oficiales. Conozca cuáles son las fechas, qué días caen y las reglas para su pago.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/zapatero-a-tus-zapatos-la-reorganizacion-del/N6Y7GBYBYZCFZEJ7MIOPCDICVM/story/</loc><lastmod>2026-09-15T14:30:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/XXATILHYDNC75C4JWQ642DXP7I.jpg?auth=d14348e37308a08ce5b81f443e9162faa8584c909ac68150c125ec40c5ddc186&amp;smart=true&amp;width=6240&amp;height=4160</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/bcr-tiene-casas-y-terrenos-a-la-venta-desde-136/PKMN4TELSJHYFKB5EB7V2TFMRM/story/</loc><lastmod>2026-09-15T14:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/RLFM2PHWBBGOXBIY62YTLZR2UQ.jpg?auth=772128281c6823a26b48ac67728695694d6b3a44dc746cfdb73ed95a07376747&amp;smart=true&amp;width=1024&amp;height=768</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/blogs/la-ley-de-murphy/todo-lo-que-usted-puede-hacer-en-su-iphone-con-la/AGKAHVRTPNDVVAI67KDCCNXQUY/story/</loc><lastmod>2026-09-15T14:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/SHGINQCLEFEYTPAYVKZGCGJZPA.jpg?auth=239f7ce1374f71506370d547c1a44b79278c947b7d76d6b804acbcdb920f6a17&amp;smart=true&amp;width=1260&amp;height=680</image:loc><image:caption><![CDATA[Con Siri AI, Apple promete ser más útil y práctica para los usuarios de sus dispositivos.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/desaceleracion-en-ventas-de-dispositivos-medicos/2BMYVA65YNDKHOWE4KCBTVYXSU/story/</loc><lastmod>2026-09-15T13:30:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/R6EFD2CQJ5ABRLOT5MGGN4ZHN4.jpg?auth=6d3906b362a911e31873a4d1d6c3cc26d7c38b3e656b41eedf2cfd67e9e188c2&amp;smart=true&amp;width=6048&amp;height=4032</image:loc><image:caption><![CDATA[Empresa de manufactura médica de implantes mamarios Establishment Labs, implementación de microchips en los productos.  Foto: Adrián Soto para El Financiero.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/bac-tiene-lotes-apartamentos-y-otras-propiedades-a/4GAHOWXENNHJHEPKCZA3C3ZANI/story/</loc><lastmod>2026-09-15T13:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/NCU5ZXDLE5CVBFSOJ4HT3SAKQQ.webp?auth=3a8709bd566713c89c261b21f1d74435c7846f8e125a00e21ad47ab16967038a&amp;smart=true&amp;width=1000&amp;height=560</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/cuando-ocurrira-la-integracion-de-davivienda-y/C4L5BTMRVVARBKJ5RR3YN2M2UM/story/</loc><lastmod>2026-09-15T12:30:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/HNWQ563ZFVFV7JXFSZZS2T6J34.JPG?auth=fc34249b06be73355ae1e115781d6eef29553b1bef0196c6a9ab19e1dcec64e9&amp;smart=true&amp;width=4000&amp;height=2667</image:loc><image:caption><![CDATA[03/12/2025    Sabana norte. DAVIbank, así luce la fachada del nuevo banco donde funcionó Scotiabank, ahora fusionado con Davivienda. Foto: Rafael Pacheco Granados]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/cuanto-y-como-usa-la-industria-la-ia-en-costa-rica/GNJNQ5VJ35BQPLA2SPHUNGGLNM/story/</loc><lastmod>2026-09-15T12:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/LUXNFTMAYRCR7HNXMWJI6J7ZXM.jpg?auth=feafb2eb2dcd90181bd5bdb23dad3748d03d195bd72da768d7218ac34962ca26&amp;smart=true&amp;width=5728&amp;height=3824</image:loc><image:caption><![CDATA[El 53% de las empresas utiliza la IA, en especial las compañías de zona franca (71%) y las grandes empresas (61%). 
]]></image:caption></image:image></url></urlset>