<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.elfinancierocr.com/estilo-de-vida/moderna-y-merck-anuncian-resultados-positivos-de/LFCQBFP6OFBDPNFYE3QFOLP4FM/story/</loc><lastmod>2026-08-19T14:10:21.379Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/VBEIYX6HMNGONHNFIZMNCVYO3E.jpg?auth=0db175a3b52e3139694d163c4c814c09bb3bab58f7f7dfd9804a4f97ed1b640b&amp;smart=true&amp;width=1836&amp;height=1224</image:loc><image:caption><![CDATA[El tratamiento experimental de Merck y Moderna muestra un avance clave para prevenir recaídas de cáncer de piel.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/la-cpi-tacha-de-ataque-flagrante-las-sanciones-de/36ZB2OOXOBEPDHGIH6QU2FHMWQ/story/</loc><lastmod>2026-08-19T14:07:39.201Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/7WFZZHL7X5AWXJS4AM5EOMJPOE.jpg?auth=2c3697bbdbe1af6d598a6273c0de6808b364eec7c3be4b822da3228a173d1df2&amp;smart=true&amp;width=5197&amp;height=3465</image:loc><image:caption><![CDATA[La presidenta de la Corte Penal Internacional, Tomoko Akane, objeto de las recientes sanciones anunciadas por Washington.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/como-le-fue-a-los-bancos-durante-el-primer/4RWIEJ63RRDMFHOUK3DEZH7API/story/</loc><lastmod>2026-08-19T13:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/NGIT7TTJQZCY5OMEL7LVZNJBJY.jpg?auth=474deaabc369edca4c0a9850dae400734fc66b87e313c7bc4c4386ac0aa504ba&amp;smart=true&amp;width=6000&amp;height=4000</image:loc><image:caption><![CDATA[La inversión extranjera directa (IED) en Costa Rica,  registró una caída del 34,7% en los flujos provenientes de Estados Unidos durante el último año, según datos del Banco Central.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/el-sector-de-software-vive-un-cambio-radical-con/CHVBPKKXYZHKJO5JBQ3Y2E3DG4/story/</loc><lastmod>2026-08-19T12:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/BD2TCBDHOJBEVELBGEPMJMJIDY.jpg?auth=e6ac55b8f7a76a9f7710f774e30925b88ba9b5df1119847dfed463abeb46ca18&amp;smart=true&amp;width=6016&amp;height=4016</image:loc><image:caption><![CDATA[El conocimiento de las herramientas de IA y de las necesidades, productos y mercados es fundamental para brindar valor agregado.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/bcr-da-luz-verde-a-compra-por-708-millones-del/XY36I2O6C5AVHCDH5E4ZUWYWTA/story/</loc><lastmod>2026-08-18T23:26:14.337Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/ILSR5WBASNC7BDM5WBR5HDUCIM.JPG?auth=6069db7491d9d838ef29c216e32031bdec9cb73d3b6ca837bea93f25bc54814b&amp;smart=true&amp;width=3000&amp;height=2000</image:loc><image:caption><![CDATA[El aval se dio por parte de la Junta Directiva. Foto Alonso Tenorio]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/un-estudio-indica-que-la-ia-crea-nuevos-puestos-de/2W4EVM75NRCEHJ73LWOLPYGAUU/story/</loc><lastmod>2026-08-18T20:48:30.336Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/DUBB3RSGXVA57AL2J7Z6PGMKDE.jpg?auth=d4502eae586f1c4a97d89084fc69f5d32e9a04e7248c816581608c118784fe9b&amp;smart=true&amp;width=8192&amp;height=4608</image:loc><image:caption><![CDATA[Seis de cada diez empresas declaran utilizar actualmente la IA y considera que aquellas que no logren adoptar esta tecnología quedarán en una situación de desventaja.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/openai-introduce-chatgpt-para-adolescentes-en/QARDG7XSJVBJBDQLFSF5PRSO4Y/story/</loc><lastmod>2026-08-18T20:42:14.768Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/TEXBBA6UDBAT5KSY37A5WDSTTI.jpg?auth=56e73875c33272a7bde2fb08e64d4807f5b384241418da0b9c78c02ebf9a6410&amp;smart=true&amp;width=4000&amp;height=3000</image:loc><image:caption><![CDATA[A netizen is using his mobilephone to view OpenAI logo and using his computer to view OpenAI webpage in Suqian, Jiangsu, China on July 30, 2026. (Photo by GDX / CFOTO via AFP)]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/lab-de-ideas/una-comunidad-empresarial-sostenible-asi-es-como/4LFRFQYTWVHTZNHQJHFLHPKYJE/story/</loc><lastmod>2026-08-18T20:27:41.063Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/6XHZT67LKNHJRLLPLAFAJPUXMM.jpg?auth=bb0b55168c991a0177cd54d0af09fe827915a39ffb8952274157ee6fa302f263&amp;smart=true&amp;width=4000&amp;height=3000</image:loc><image:caption><![CDATA[America Free Zone (AFZ) ha construido un modelo de comunidad empresarial sostenible para las multinacionales que operan en el parque.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/economia-y-politica/sip-otorga-el-gran-premio-chapultepec-2026-a-la/2NR7KEBCWNECLAHUYVV73FAW4Y/story/</loc><lastmod>2026-08-18T16:24:52.145Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/EUTCOXBHDNFXLDQXP55U3NTXLE.JPG?auth=c7a742674e3f9635662368644ae5c652d97fd706c8acfc3b29b88edfdbe5058c&amp;smart=true&amp;width=4000&amp;height=2666</image:loc><image:caption><![CDATA[La Sala Constitucional de Costa Rica fue reconocida por la SIP debido a sus sentencias en favor del ejercicio periodístico y el acceso a la información pública.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/la-inversion-mas-estrategica-del-siglo-xxi/ZSMJZAQ2YFASTDI6PTBMWAD4JM/story/</loc><lastmod>2026-08-18T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/ODM4UZMEPNHPTKBACMFFRMGCH4.jpg?auth=2eee318834318530c65b95b158b448d61aa62640c4f8ac9dc6ff6a25d6c97b85&amp;smart=true&amp;width=5616&amp;height=3744</image:loc><image:caption><![CDATA[Suspended walkway Cloud forest Monteverde Reserve Costa Rica.

Biosphoto / Juan-Carlos Mu�oz (Photo by Juan-Carlos Mu�oz / Biosphoto via AFP)]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/como-trump-esta-revitalizando-la-democracia/KUIYJAS2PJC4XF2DZWBRGTUATM/story/</loc><lastmod>2026-08-18T15:20:35.731Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/ETITSUSXGNENDLNZ7SGU7NMFWI.jpg?auth=bfb41519ea1f6d2a54e86d5aa5b557e248a208b3c9718d92aae0a7264a94ba08&amp;smart=true&amp;width=2496&amp;height=1664</image:loc><image:caption><![CDATA[US President Donald Trump flashes a thumbs up while stepping off Air Force One upon arrival at Morristown Municipal Airport in Morristown, New Jersey, on July 31, 2026. President Trump arrived in New Jersey to spend the weekend at his National Golf Club in Bedminster, following a cabinet meeting in Camp David, Maryland. (Photo by Aaron Schwartz / AFP)]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/esta-la-tierra-atravesando-una-epoca-de-mayor/4Z4XN6XIAFEXLOKN2HFXV2SC6M/story/</loc><lastmod>2026-08-18T15:09:19.845Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/YQKMH2AQMNAZPN6353YNT7D6FE.jpg?auth=41b7b470f7efabe1553c6404d518a0b79a32f029ca881e70990fab679b08eba9&amp;smart=true&amp;width=6048&amp;height=4032</image:loc><image:caption><![CDATA[La acumulación de tensión en las fallas tectónicas desencadena sismos que, aunque coincidan temporalmente, responden a dinámicas geológicas independientes. En la foto, Venezuela tras los terremotos del 2026.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/que-ha-pasado-las-ultimas-semanas-con-las-empresas/3H3SDGMGEJATNJME5ZCDSEOCUY/story/</loc><lastmod>2026-08-18T15:00:10.09Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/VWUTSCZRO5BITK2NSH2G4CD62U.jpg?auth=c2379bf95a9ca5bb22f7838de992c658317c222c403d799fba4e43cbe66c04c1&amp;smart=true&amp;width=6000&amp;height=4000</image:loc><image:caption><![CDATA[Las empresas bajo el régimen de zona franca como Amazon enfrentan un proceso de reestructuración impulsado por la automatización y la desaceleración global.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/gigante-mundial-de-la-consultoria-abre-oficina-en/R2OBJH4PZBHSFIQBYUA7TBQTAM/story/</loc><lastmod>2026-08-18T15:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/2BEXKPVHLJDNJBMOB5UMNADNGI.jpg?auth=98825bd8eea4094bd5ffe43dd1ca4919728307d768ece67986f06b4029e35cbe&amp;smart=true&amp;width=8192&amp;height=5464</image:loc><image:caption><![CDATA[Esta nueva firma empezará operaciones en septiembre. ]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/ocde-analizo-el-mercado-de-seguros-estas-fueron/EOLIVA2KWFDF3JYPFA3JSAAEOU/story/</loc><lastmod>2026-08-18T14:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/65XN4LGFERCPRN2BX4IMOSOUYA.jpg?auth=fac796c3a906173dc43c961ec56964188ef1e090e524f707084afe4576b0a7ea&amp;smart=true&amp;width=7143&amp;height=4762</image:loc><image:caption><![CDATA[Figuras familiares con monedas y paraguas, que simbolizan la protección del seguro, la seguridad financiera, la planificación de ahorros y la cobertura de vida para la estabilidad futura. Protección del consumidor financiero]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/cdp-en-colones-a-agosto-esto-pagan-14-entidades/QKZ4IOUXJJHZXOCI2PIXGZ4M4Q/story/</loc><lastmod>2026-08-18T12:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/D2RLTZAWDFF5JFZQOM6FA4ECPM.png?auth=76074e8d9c0fa9bb52d199b265faca83eca69b1f02ca9a3917081eae2c7d563f&amp;smart=true&amp;width=1680&amp;height=945</image:loc><image:caption><![CDATA[En el sector privado, el salario escolar se paga solo a trabajadores que autorizaron rebajos mensuales como ahorro voluntario.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/pasaporte-al-futuro-dice-lula-sobre-petroleo/QVFCSD5FU5HU5ONG6RS3RVPHLY/story/</loc><lastmod>2026-08-17T22:51:08.329Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/WLI4R2RI7RFRTJ4R6WUHUUW6SE.jpg?auth=b02b8eec1c9ed186e810231f3c6f2937499fbf2d496b102a0cdd5c6f7e68ed72&amp;smart=true&amp;width=2200&amp;height=1467</image:loc><image:caption><![CDATA[This handout picture released by Agencia Petrobras shows Brazil's President Luiz Inacio Lula da Silva displaying oil-stained hands during a visit to the NS-42 drilling rig, which is conducting exploratory drilling at the Morpho well in deep waters off Amapa state, in Brazil's Equatorial Margin, on August 17, 2026. (Photo by Handout / Agencia Petrobras / AFP) / RESTRICTED TO EDITORIAL USE - MANDATORY CREDIT "AFP PHOTO / AGENCIA PETROBRAS" - NO MARKETING NO ADVERTISING CAMPAIGNS - DISTRIBUTED AS A SERVICE TO CLIENTS]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/monedas-conmemorativas-de-costa-rica-banco/5JC53EU3FRGLPDCGYRL6NV7YCI/story/</loc><lastmod>2026-08-17T20:46:44.617Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/EMICF5VQQZGHTD6OLMXZPHHMYE.png?auth=48e7547470c10df10c8d8396dcb7696a14713032df0903a7155dca93c88b1242&amp;smart=true&amp;width=1350&amp;height=1080</image:loc><image:caption><![CDATA[La entidad financiera anunciará las liberaciones especiales de existencias a través de sus redes sociales. ]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/el-turismo-por-via-aerea-en-costa-rica-crece-un-7/HDC6AV64AVHL3O3ZPQT6H6YLAI/story/</loc><lastmod>2026-08-17T20:37:32.642Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/5OC2WNJLPFH7BEWP5JQ67IAZLY.JPG?auth=d5203dd3c009d64bb49f29d5744dd59c9f9ae184b155c039739086a16bc8c13c&amp;smart=true&amp;width=4000&amp;height=2667</image:loc><image:caption><![CDATA[Costa Rica está cerca de superar la barrera de los dos millones de turistas este año. Foto: Rafael Pacheco Granados]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/hacienda-aplicara-version-44-de-facturacion/26AWMEZ7WVEYNFN72ZZT4XZJ2A/story/</loc><lastmod>2026-08-17T19:59:10.926Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/WCR6N6QM2BAZLKVDTTS3J5PRPM.jpg?auth=9057316783c881f0a08ed0c666fd7c5d0a8dc7409df80ce875608dc0712a3af1&amp;smart=true&amp;width=1000&amp;height=667</image:loc><image:caption><![CDATA[Las autoridades de Hacienda oficializarán estos cambios en noviembre.  ]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/empleo-costa-rica/empleo-publico-ins-habilita-vacante-en-san-jose/UEMWVNLFDJACLHCEZZ636434JY/story/</loc><lastmod>2026-08-17T19:53:05.381Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/5GTSPPXWVRAAXNNEN6XU5ZPTWE.JPG?auth=6ea32c3a4448e64108dbd16c15165dcb674a9a8019a9249aaac0d8e475d912b7&amp;smart=true&amp;width=4000&amp;height=2667</image:loc><image:caption><![CDATA[El Instituto Nacional de Seguros mantiene un proceso de reclutamiento activo para cubrir necesidades operativas en sus instalaciones de San José. Nombre del fotógrafo / Archivo
]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/empleo-costa-rica/conape-abre-concurso-de-empleo-exclusivo-para/TS2MWK46K5FYHJKMTZTALZLEGQ/story/</loc><lastmod>2026-08-17T17:46:23.341Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/44RGJU5RBJGGXI5GUO43KEENXI.jpg?auth=4117eb87c839869dd911694d04eac8d09eef1be76a13f38b65d43b106aa3eef6&amp;smart=true&amp;width=1313&amp;height=977</image:loc><image:caption><![CDATA[La institución mantendrá abierta la recepción de solicitudes para la plaza en tecnología hasta el 28 de agosto.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/como-pueden-las-empresas-mitigar-el-apocalipsis/YCA4VBFXHJGVJKO7JINNEU43DU/story/</loc><lastmod>2026-08-17T17:06:09.54Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/DUBB3RSGXVA57AL2J7Z6PGMKDE.jpg?auth=d4502eae586f1c4a97d89084fc69f5d32e9a04e7248c816581608c118784fe9b&amp;smart=true&amp;width=8192&amp;height=4608</image:loc><image:caption><![CDATA[La integración de herramientas de inteligencia artificial avanza de forma paulatina en el sector corporativo, redefiniendo las tareas y los perfiles profesionales.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/bcr-busca-profesionales-para-dos-puestos-con/JSPUZHV4DNDLNDC4RCRSNRWD6E/story/</loc><lastmod>2026-08-17T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/RINNJLGFGZDZPKY2ZKKKNBKUNI.JPG?auth=3db0e68ef9a0812b5de72f5ba7c3c73a9e6cfb516da1cb724169e4c5082a229d&amp;smart=true&amp;width=4000&amp;height=2667</image:loc><image:caption><![CDATA[10/01/2025    Paseo Colón. sucursal del Banco de Costa Rica (BCR). Foto: Rafael Pacheco Granados]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/lab-de-ideas/premian-a-seguros-lafise-por-ser-la-aseguradora/AAWO53K4HFDPHP7F7XKUHY4TKY/story/</loc><lastmod>2026-08-17T15:39:26.196Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/S3VVOY4FVBDXHF4DVXAKRHYY5E.png?auth=f04d50e389b7c760261cae0837a0463b8cba53cd880399d342971530a1099fb2&amp;smart=true&amp;width=2060&amp;height=1298</image:loc><image:caption><![CDATA[Seguros LAFISE obtuvo también el segundo lugar en las categorías de Seguros Generales y Seguros de Automóviles durante el XIII Congreso de la Cámara de Intermediarios de Seguros.]]></image:caption></image:image></url></urlset>