<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.elfinancierocr.com/finanzas/pego-el-marchamo-digital-fuera-del-centro-del/I57EL75PLVBQPDBBCOEAYDQVV4/story/</loc><lastmod>2026-11-06T17:40:13.719Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/4T4RAO6QK5GTRNMWBF6WJYYNZI.jpeg?auth=20981c20974856c6fc76d2fdf472b202674f8f8ea91ff20d6e9ef0dec1101b02&amp;smart=true&amp;width=901&amp;height=495</image:loc><image:caption><![CDATA[El nuevo marchamo digital utilizará una etiqueta con vigencia de hasta 10 años y enviará el derecho de circulación en formato digital.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/vela-latam-adquiere-famosa-empresa-costarricense/ZXWISKLU7JDLVMHAOFB3BHWHVE/story/</loc><lastmod>2026-11-06T16:10:53.728Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/ZE4TFOCJPZHFVDCBZN7I2BMJIE.JPG?auth=4b0ed2c284f2bea6664067d3bb42191e835b3ac0ccd1af335cc5a750cb57237d&amp;smart=true&amp;width=3000&amp;height=2000</image:loc><image:caption><![CDATA[La integración de GTI al grupo internacional busca garantizar la continuidad del negocio y el desarrollo de nuevos servicios a nivel local y regional, según GTI y Vela Latam.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/el-deber-historico-de-los-democratas/XLWSMR3N7FA23GH5DLDSK535R4/story/</loc><lastmod>2026-11-06T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/F4NSPRM7MNBLDAMXJ6UXTYFBQA.jpg?auth=b3136a6f010fa71714cb501e6feeb85d626d2aaddaa7fa70bf289a68c4be85b3&amp;smart=true&amp;width=4500&amp;height=3000</image:loc><image:caption><![CDATA[A view of Capitol Hill while voters across the United States participate in midterm elections November 6, 2018 in Washington, DC. Americans vote Tuesday in critical midterm elections that mark the first major voter test of Donald Trump's presidency, with control of Congress at stake. (Photo by Brendan Smialowski / AFP)]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/lab-de-ideas/entorno/comunidad-y-proceso-las-claves-del-centro/UF4ANMEHPZBIXHZC4YLKNIHUTQ/story/</loc><lastmod>2026-11-06T15:21:58.29Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/Q3RH5FD3EBAYROCUG3OI2QIAOE.jpg?auth=536bfc9158680cdcedac0a572be42f45cfd35726c0ac51b7951d6fa19cc69d18&amp;smart=true&amp;width=6240&amp;height=4160</image:loc><image:caption><![CDATA[La Escuela y Colegio Científico Interamericano IHS CATIE —que alcanzó un puesto en el podio de los World’s Best School Prizes 2025— también figura entre los centros educativos con mejores promedios de admisión a la UCR, UNA y TEC.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/manejo-eficiente-del-rop-del-esquema-bimodal-y/HCJFH64MFJASTOFG7YWNZJDIPI/story/</loc><lastmod>2026-11-06T15:15:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/G45J3UIDP5FS7KE6XLC3RQLT4A.jpg?auth=ebfc7be927fc5b93c6f06ef463522dbd0595ba6f452c09511b0499a0a2aea72f&amp;smart=true&amp;width=6720&amp;height=4480</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/quiren-que-me-calle-denuncia-la-periodista-cubana/B2K5DCTAHNEQLK2GYX5OABW2VU/story/</loc><lastmod>2026-11-06T15:02:18.515Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/ID7D3UTXIZHILHTW6M4PBOXMDA.jpg?auth=465b6f19215c60da898b68661ac0652ce7bfc232bc684ec273f8885df62dcf67&amp;smart=true&amp;width=2605&amp;height=1671</image:loc><image:caption><![CDATA[(FILES) Cuban dissident blogger Yoani Sanchez delivers a speech at the Adolfo Iba�ez University in Santiago, Chile, on April 22, 2015. Yoani Sanchez, one of the best-known figures in independent journalism in Cuba, announced that she is free after her �arbitrary detention� for a few hours on November 5, 2026 in Havana, which was denounced by several human rights organizations. (Photo by VLADIMIR RODAS / AFP)]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/economia-y-politica/colegios-cientificos-humanisticos-y-bilingues/OVCLU5KSJFCD3PVTRMNXD6JCVU/story/</loc><lastmod>2026-11-06T15:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/AAZKPOIUUBDQLJGZW3MUUFWJPY.jpg?auth=68b5ab50a1ee1452946f704d36378e937bccd9161d182f59a33d777f2be20160&amp;smart=true&amp;width=3000&amp;height=2000</image:loc><image:caption><![CDATA[Los colegios científicos suelen obtener, consistentemente, las mejores calificaciones promedio en las pruebas de acceso a las universidades públicas, por encima de cualquier centro privado.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/negocios/pokemon-cumple-30-anos-por-que-sigue-siendo-la/4AVD6K75EFEXVBVIGQXD3Y3DVA/story/</loc><lastmod>2026-11-06T14:03:57.725Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/5FKFKMJDSZF6JMTB5R5AQIYDEY.jpg?auth=96308ba9284d42801e0ca6ec82873ee2f20443b5612a3459ea8b1bc7ee12e7b6&amp;smart=true&amp;width=4168&amp;height=2779</image:loc><image:caption><![CDATA[People look at paintings by artists inspired by the Pokemon at the Van Gogh museum in Amsterdam, on September 28, 2023. (Photo by Remko de Waal / ANP / AFP) / Netherlands OUT / RESTRICTED TO EDITORIAL USE - MANDATORY MENTION OF THE ARTIST UPON PUBLICATION - TO ILLUSTRATE THE EVENT AS SPECIFIED IN THE CAPTION]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/tiene-inversiones-fuera-de-costa-rica-asi-podria/G7B6HYRHRBDZJNRSOGYVENIF4Y/story/</loc><lastmod>2026-11-06T14:00:42.329Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/FC4NHRYIOZBJVMRFDZTJB2LJRM.jpg?auth=ca96c8e3a2807f8515f0486217749aeb19b6a1ab41fe886d1b5cc03c65ff3b3e&amp;smart=true&amp;width=6222&amp;height=3563</image:loc></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/detenidas-en-cuba-la-periodista-yoani-sanchez-y-la/ERPFL4EPVFF6XG4XSP3AAKLHJE/story/</loc><lastmod>2026-11-05T22:40:33.747Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/4YVVC3L2PRANXDBIZOOUPRVKFI.jpg?auth=8980bbf42110341e3aa5eeb2feab0dac80b96db16a57c65aa08ab47148ecb468&amp;smart=true&amp;width=1600&amp;height=1067</image:loc><image:caption><![CDATA[La periodista cubana Yoani Sánchez en 2013.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/podcast/podcast-quiere-teletrabajar-en-una-empresa/USH4BKURJZF55BWMVOA6FSM45A/story/</loc><lastmod>2026-11-05T20:23:29.24Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/UZ7PDV3WAJECTM7O272BZP3C54.jpg?auth=4197a9d0d98cf4583f80cc7c038ba76e7bbd5d65b7bdcc1c26306903041c4459&amp;smart=true&amp;width=1000&amp;height=667</image:loc><image:caption><![CDATA[Trabajar para una empresa extranjera desde Costa Rica implica decidir cómo cobrar sus servicios. En el nuevo episodio de ‘Dinero, Podcast y Negocios’ le detallamos las opciones de pago, qué considerar antes de elegir y qué debe declarar, pagar y revisar antes de firmar el contrato.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/jovenes-latinos-castigan-politicas-migratorias-y/7GL52KQAORDHLO6DALB3SF3SVE/story/</loc><lastmod>2026-11-05T20:16:19.467Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/TUINBQRN5ZCDJJIK2VXMWNXJMI.jpg?auth=6ddd4e6b85365a6a232b5d7e7bf2f92c8f320b6ba190217bbcc0aa9c831080d8&amp;smart=true&amp;width=7021&amp;height=3949</image:loc><image:caption><![CDATA[ AFP.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/economia-y-politica/desempleo-en-costa-rica-sube-a-65-y-alcanza-a/E7STA2GVRFGURDCRWEWN25ZDHU/story/</loc><lastmod>2026-11-05T17:01:31.97Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/GFHKSIKGPJHHPACDFYB6JTKHME.jpeg?auth=4ff306b3e04ddfc0231da6e97f6ecf3e7b019e717a128dd96351e530ea3a9eb9&amp;smart=true&amp;width=4000&amp;height=2667</image:loc><image:caption><![CDATA[Una reciente encuesta de Kantar revela que el 54% de los costarricenses cree que la economía del país estará peor en 2025.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/santiago-pena-renuncia-a-la-presidencia-de/HXEVLTK5ZJGLVIJLPBHXT4XA7A/story/</loc><lastmod>2026-11-05T16:54:04.45Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/CI4QOUNENRHH5PRWZBB6DGYLBA.jpg?auth=344dad967f327ecc3f04e31f0f502f9bd179637f4fa9f6418dd18b610908191f&amp;smart=true&amp;width=5189&amp;height=3459</image:loc><image:caption><![CDATA[Santiago Peña, presidente de Paraguay, visitó este lunes a su homólogo de Costa Rica, Rodrigo Chaves. Foto: AFP]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/opinion/el-fiasco-arancelario-de-donald-trump-podria/URZ6QUEXPRFNPDHF43AUX4RXR4/story/</loc><lastmod>2026-11-05T16:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/XAA6X4TASZHIFLGXYVGBKOIJXA.jpg?auth=a7dfc92d776979512af76d207c6e30674fbe4dfe8e005493ae487f89edcc1a71&amp;smart=true&amp;width=8256&amp;height=5504</image:loc><image:caption><![CDATA[Los aranceles de Trump elevan costos en Estados Unidos, mientras el comercio mundial resiste.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/estilo-de-vida/el-nuevo-mejor-restaurante-del-mundo-en-2026-segun/SM6YLV2EVRFCRCGJHF2P5EA2DM/story/</loc><lastmod>2026-11-05T14:05:20.569Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/2V7WD53QZZDZDNW4T6ZCGMXC5Q.png?auth=d62291e521e21ade07147134abb7559d0bb30706dfb4e922e601be9f6b642d5e&amp;smart=true&amp;width=796&amp;height=512</image:loc><image:caption><![CDATA[Asador Etxebarri]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/el-boicot-de-china-a-kylian-mbappe-pone-en-riesgo/TLIJNZTPTFFJVP3KAFF2TH7RX4/story/</loc><lastmod>2026-11-05T14:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/G7IN3HE4IVBBZATMDWWZCIBBII.jpg?auth=7be59b685867b23b44077a1c233100e4b325c405e6f822ddd6f517b682e521bb&amp;smart=true&amp;width=7096&amp;height=4629</image:loc><image:caption><![CDATA[Kylian Mbappé está en muchos anuncios en China, como este junto a Lionel Messi y Lamine Yamal, de la marca de lácteos Mengniu, en la capital Pekín.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/tecnologia/google-anuncia-que-desactivara-sus-herramientas-de/L6U3HC3PDJG5PJF6UG6MLKKV24/story/</loc><lastmod>2026-11-05T13:58:37.686Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/4SJXV4EPGNFEBK2DS3TZHJJZQ4.jpg?auth=2ad6cbc2818ab54a7b9d4ef8fbfd5ef1d98fe8456e9b1585fc2fcad763c194ac&amp;smart=true&amp;width=5185&amp;height=3457</image:loc><image:caption><![CDATA[Herramientas como Gemini estarán desactivados por defecto para los alumnos desde la educación primaria hasta la secundaria.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/como-impactaran-las-elecciones-de-medio-mandato-en/TWEI6E2G7JF2PGP2MJ6XION42Y/story/</loc><lastmod>2026-11-05T13:55:41.319Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/XLRPVXWHZZGK3OAELLAWZ6OWNA.jpg?auth=d0499345281f265f39979ded9ffe33a837e8f0bec7365f6315ecf0e5291d739f&amp;smart=true&amp;width=1200&amp;height=800</image:loc><image:caption><![CDATA[El presidente de Estados Unidos, Donald Trump, saluda al presidente de China, Xi Jinping, a su llegada a la Base Conjunta Andrews, en Maryland, el 23 de septiembre de 2026. Xi visita Estados Unidos del 23 al 25 de septiembre.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/amenazas-de-bomba-en-vuelos-obligan-a-desviar/X3FABHZQMFBDHEPYMS2XXHBRLQ/story/</loc><lastmod>2026-11-05T13:52:37.907Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/YF454SEBUBGY3LXYFSGRDA6RQU.jpg?auth=e493c40abff65d194d772c18e2df197bb68f07e4b3abadb27e28267fd39147d5&amp;smart=true&amp;width=3852&amp;height=2460</image:loc><image:caption><![CDATA[Las amenazas de bomba contra vuelos en Europa provocaron desvíos y revisiones de seguridad este 5 de noviembre.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/como-ajustar-la-fecha-de-pago-de-su-tarjeta-de/LLR4P4YK4JATRHEJIG3F4IC4AI/story/</loc><lastmod>2026-11-05T13:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/5Q2S6D435RE7HIXFXQNMVQ4TCU.jpg?auth=7119921ea9e1077b918af22b54624af67f3ab9f5effac2e84bd00f99333074fa&amp;smart=true&amp;width=8192&amp;height=5464</image:loc><image:caption><![CDATA[Conozca los requisitos, condiciones y canales disponibles para cambiar la fecha de pago y corte de su tarjeta de crédito en los bancos de Costa Rica.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/turismo/radiografia-del-todo-incluido-en-costa-rica/65F7NHUZFJE7JO647QRPUAKAVY/story/</loc><lastmod>2026-11-05T12:00:00Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/JNM4NEUS2RAKRC4SOQIISJIO4Q.png?auth=6056e2bc22ebdce182c0f88f3737ddca411a75f685c082da7481a9767c8872a0&amp;smart=true&amp;width=1954&amp;height=1302</image:loc><image:caption><![CDATA[Guanacaste suma una nueva oferta de lujo con la llegada de un proyecto hotelero que marca un hito para una de las principales marcas internacionales de Marriott.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/finanzas/cuando-pagaran-el-aguinaldo-fechas-y-consejos-para/YXSL7IY4KRATXFELLMMNBGNKJU/story/</loc><lastmod>2026-11-04T21:06:17.595Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/N67LD4GHQVE23MQFYTAEROALXU.jpg?auth=78593fa34c668b0e549630c25d67f809121150530d9cd983975e8090fdbf4ab8&amp;smart=true&amp;width=5760&amp;height=3840</image:loc><image:caption><![CDATA[Recuerde ahorrar y administrarlo de la mejor manera posible.]]></image:caption></image:image></url><url><loc>https://www.elfinancierocr.com/internacionales/elon-musk-otro-gran-perdedor-de-las-elecciones-de/KLB3J2KZ3NFQPMAGVXGNCQQ2JY/story/</loc><lastmod>2026-11-04T20:19:10.618Z</lastmod><changefreq>always</changefreq><priority>0.5</priority><image:image><image:loc>https://www.elfinancierocr.com/resizer/v2/VRLQSNCFRBEOZBCE5URETCXCGQ.jpg?auth=b312bd7cf4071ce6a378ec9d90508de54da340a891cc651f94dc31abd1826a91&amp;smart=true&amp;width=6000&amp;height=3999</image:loc><image:caption><![CDATA[Elon Musk destinó al menos $474 millones a respaldar a los republicanos en las elecciones de medio periodo de Estados Unidos, según un análisis de CNBC.]]></image:caption></image:image></url></urlset>